• The kinds of illnesses that are covered are usually long-term and very serious conditions such as a heart attack or stroke, or diseases like cancer, multiple sclerosis or Parkinson’s disease. However, not every type of serious condition can be covered, for example, certain types of non- invasive cancer would not be covered. Please see your policy details to see which illnesses are covered.
  • The Association of British Insurers regularly reviews and recommends a list of conditions which should be covered by a Critical Illness Policy. Your Federation policy covers all the conditions recommended by the ABI.
  • The payment is made in the event of a member surviving 14 days after the date of diagnosis or undergoing surgery; providing that at the date of diagnosis or undergoing surgery the claimant was an eligible beneficiary.